M O N E Y   G O L D

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Welcome!

Money Gold Co-Operative (U) Thrift and Credit Society Limited is a registered urban co-operative society operating under the Delhi Co-operative Societies Act, 2003, and regulated by the Registrar of Co-operative Societies (RCS), Delhi.

Information

Become A Member EMI Payment
  • mgcutcs19@gmail.com

Wed to Mon: 10:00am - 7:00pm

Our Office

5/375, khichri Pur Delhi

Get in Touch

+91 9910 21 4505

Money Gold Co-operative Society – Secure Savings & Credit Services

Money Gold Co-operative Thrift & Credit Society is a registered member-based institution dedicated to promoting disciplined savings and providing responsible credit facilities. We operate with transparency, ethical practices, and regulatory compliance to support the long-term financial stability and growth of our members.

Government Registered Credit Cooperative Society In Delhi

Money Gold Co-operative Society works for the financial empowerment of its members by encouraging regular savings and offering need-based credit support. With a strong focus on trust, discipline, and compliance, we aim to build a secure and sustainable financial ecosystem for our community.
Our Schemes

Secure Savings & Easy Loans for Everyone

Fixed Deposit

Fixed Deposit

Experience guaranteed growth with Money Gold Co-operative Society’s Fixed Deposit Plans. Enjoy secure investments, assured returns, and flexible ten

Recurring Deposit

Recurring Deposit

Money Gold Co-operative Society offers Recurring Deposit plans that help you save regularly with guaranteed returns. Enjoy flexible monthly deposits,

Personal Loan

Personal Loan

Money Gold Co-operative offers Personal Loans with flexible repayment tenure, low interest rates, and easy monthly instalments. With quick approval, a

Monthly Income Scheme

Monthly Income Scheme

The Monthly Income Scheme (MIS) of Money Gold Co-operative Society is designed for members who want a regular and assured monthly income from their sa

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About Us

Empowering Members Through Secure Savings and Financial Growth

Money Gold Co-operative (U) Thrift and Credit Society Limited is a registered urban co-operative society located in Khichri Pur, functioning in compliance with the Delhi Co-operative Societies Act, 2003 (Delhi Act No. 11 of 2003). The society is dedicated to providing secure, transparent, and member-focused financial services.

Established with the vision of empowering communities through financial inclusion, the society promotes disciplined savings habits and responsible credit utilization while maintaining the highest standards of trust, accountability, and long-term financial security for its members.

Our Mission: To foster financial independence and collective prosperity by offering dependable thrift, deposit, and credit solutions that contribute to the personal, social, and economic well-being of our members.

  • Member Savings Plans – Reliable and structured savings schemes designed to support long-term financial goals.
  • Loan Services – Transparent, affordable, and need-based loan facilities with clear terms and timely processing.
  • Deposit Schemes – Flexible CD, FD, and RD options offering competitive returns and convenient tenure choices.
  • Financial Assistance – Support during emergencies and special financial needs to ensure member welfare.
  • Community Development – Commitment to economic growth, financial stability, and collective progress of members.
About More Us Become Member
Membership Plans

Secure Your Financial Future

 Membership Plan-1

Membership Plan-1

Basic Membership Plan – Membership Plan-1 | Money Gold Co-operative Society

  • Membership Fees: ₹100
  • Share Money: ₹500
  • Compulsory Deposit (CD): ₹300
  • Co-operative Kalyan Fund: ₹200
  • Co-operative Education / Building Fund: ₹200
  • Miscellaneous: ₹200
  • Total: ₹1,500
  • Best For: New members starting their savings journey with Money Gold Co-Operative.
 Membership Plan - 2

Membership Plan - 2

Standard Membership Plan – Membership Plan-2

  • Membership Fees: ₹100
  • Share Money: ₹500
  • Compulsory Deposit (CD): ₹500
  • Co-operative Kalyan Fund: ₹200
  • Co-operative Education / Building Fund: ₹200
  • Miscellaneous: ₹200
  • Total: ₹1,700
  • Best For: Members seeking balanced savings and loan eligibility with Money Gold Co-Operative.
 Membership Plan - 3

Membership Plan - 3

Silver Membership Plan – Secure Your Financial Growth

  • Membership Fees: ₹100
  • Share Money: ₹500
  • Compulsory Deposit (CD): ₹1,000
  • Co-operative Kalyan Fund: ₹200
  • Co-operative Education/Building Fund: ₹200
  • Miscellaneous: ₹200
  • Total: ₹2,200
  • Best For: Members with medium savings goals.
 Membership Plan - 4

Membership Plan - 4

Gold Membership Plan – Secure Your Long-Term Financial Growth

  • Membership Fees: ₹100
  • Share Money: ₹500
  • Compulsory Deposit (CD): ₹2,000
  • Co-operative Kalyan Fund: ₹200
  • Co-operative Education/Building Fund: ₹200
  • Miscellaneous: ₹200
  • Total: ₹3,200
  • Best For: Long-term savings & financial stability.
 Membership Plan-5

Membership Plan-5

Platinum Membership Plan – Membership Plan-5

  • Membership Fees: ₹100
  • Share Money: ₹500
  • Compulsory Deposit (CD): ₹3,000
  • Co-operative Kalyan Fund: ₹200
  • Co-operative Education/Building Fund: ₹200
  • Miscellaneous: ₹200
  • Total: ₹4,200
  • Best For: High saving members seeking premium benefits.
Junior Membership

Junior Membership

Junior Membership Plan – Building Financial Habits Early

  • Membership Fees: ₹50
  • Share Money: ₹500
  • Compulsory Deposit (CD): ₹200
  • Co-operative Kalyan Fund: ₹200
  • Co-operative Education/Building Fund: ₹200
  • Miscellaneous: ₹100
  • Total: ₹1,250
  • Best For: Minors (Below 18 years) to build early financial discipline.
What Drives Money Gold Co-Operative (U) Thrift and Credit Society Limited

Committed to fostering financial growth, transparency,
and community prosperity for all our members.

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Our Mission

To provide secure, transparent, and reliable thrift and credit services that empower members to achieve financial independence and responsible credit usage.

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Our Vision

To be a trusted co-operative society fostering financial inclusion, mutual growth, and sustainable development for all members and the community.

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Our Aim

To promote savings, financial literacy, and economic well-being while supporting personal, social, and community development through ethical and cooperative financial solutions.

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Frequently Asked Question //

Your queries about savings, loans, and membership — answered here.

Money Gold Co-operative (U) Thrift & Credit Society is a registered Delhi Co-operative Societies Act that provides savings, deposit, and loan services to its members. It helps people save securely and get easy financial support when needed.

Money Gold Society offers Fixed Deposit (FD), Recurring Deposit (RD), and Daily Deposit Plans. Each plan has different interest rates and maturity periods based on the investment amount and tenure.

The interest rate depends on the type and duration of the plan. On average, members can earn between 10% to 12% per annum. Please check the “Plans” section for the latest interest rates.

To apply for a loan, you must be an active member of the society. You should have a regular saving record and valid ID proof. The loan process is simple — just fill out the loan application form and submit required documents.

Yes, Money Gold Society accepts both online and offline payments. Members can pay through UPI, bank transfer, or cash deposit at the office.

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Our Process of Progress

A transparent and systematic approach to ensure secure, efficient,
and member-focused financial services.

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Become a Member

Join Money Gold Co-Operative (U) Thrift and Credit Society Limited by completing a simple registration process and becoming part of a trusted financial community.

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Save & Grow

Start your journey of financial discipline by saving regularly through our thrift schemes and earning consistent returns.

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Access Credit & Benefits

Avail loans and other financial benefits designed to support your personal, social, and economic development.

Hear From Our Valued Members

Trusted by many, appreciated by all — see why members choose Money Gold Co-Operative (U) Thrift and Credit Society Limited

Business Owner

Ramesh Sharma

I have been a member of Co-Operative for over 5 years. Their Fixed Deposit plans helped me grow my savings safely, and the interest rates are very attractive. The team is always supportive and responsive.

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Teacher

Anil Kumar

The cooperative’s transparent management and personalized guidance make it easy for members to plan their financial future. I feel confident knowing my money is safe and growing steadily.

Entrepreneur

Priya Singh

I appreciate how the team ensures regular updates and clear communication. Their schemes are reliable, and I trust them completely with my savings.

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Accountant

Manoj Patel

The cooperative provides excellent support and guidance. I was able to plan my investments efficiently and access emergency funds when needed.

Teacher

Rekha Yadav

Their Fixed Deposit plans are very secure and offer good returns. I have recommended this cooperative to my friends and family.

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Small Business Owner

Sanjay Gupta

The staff is always helpful and provides personalized advice. I feel confident keeping my savings here for the long term.

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Welcome to Money Gold Co-operative (U) Thrift and Credit Society Limited

Money Gold Co-operative Society is a legally registered urban co-operative society operating under the Delhi Co-operative Societies Act, 2003 (Delhi Act No. 11 of 2003). We are committed to providing secure savings solutions, transparent loan facilities, and dependable deposit schemes that support long-term financial stability and responsible financial growth for our members.

Our Vision and Mission

Our vision is to build a financially empowered and self-reliant community through financial inclusion and cooperative development. Our mission is to encourage disciplined savings and ethical credit practices by delivering reliable thrift and credit services that contribute to the social, personal, and economic well-being of our members.

Member Savings Plans

  • Structured and secure savings plans designed to support long-term financial goals.
  • Flexible deposit schemes including CD, FD, and RD options with competitive returns.
  • Promotion of disciplined savings habits and effective financial planning.

Loan Services

  • Quick, transparent, and member-friendly loan facilities for personal and emergency requirements.
  • Affordable interest rate of 1.25% per month on the principal amount.
  • Penal interest of 1.75% per month on delayed payments to ensure financial discipline.
  • Emergency loans up to ₹20,000 and regular loans up to ₹4,00,000, subject to eligibility norms.

Deposit Schemes

We offer safe, flexible, and growth-oriented deposit schemes that allow members to build wealth with confidence and security.

  • Fixed Deposits (FD) – Earn interest up to 12% per annum with annual compounding.
  • Recurring Deposits (RD) – Ideal for regular savings with flexible tenure options.
  • Certificate Deposits (CD) – Designed for long-term savings and financial planning.
  • FD Doubling Scheme – Double your investment in approximately 74 months.

Financial Support for Members

At Money Gold Co-operative Society, we understand that financial needs can arise unexpectedly. Our member-focused support system ensures timely assistance, transparent processes, and convenient repayment options during times of need.

Community and Member Growth

We are dedicated to the economic upliftment and financial well-being of our members through transparent operations and cooperative values.

  • Encouraging savings, investments, and financial awareness.
  • Providing accessible financial services across different member groups.
  • Supporting social and economic development through cooperative initiatives.
  • Maintaining fairness, trust, and long-term member satisfaction.

Why Choose Money Gold Co-operative Society?

  • Government-registered society under the Delhi Co-operative Societies Act, 2003.
  • Transparent, secure, and member-centric financial operations.
  • Flexible savings, deposit, and credit solutions.
  • Prompt and reliable financial assistance during emergencies.
  • Strong commitment to community development and mutual prosperity.

Get Started Today

Join Money Gold Co-operative (U) Thrift and Credit Society Limited and take a confident step toward financial security. Explore our savings plans, loan services, and deposit schemes designed to help you achieve your financial goals with trust, transparency, and cooperative values.